NearPays 2.1.17

This review focuses on the Nearpays app, a comprehensive mobile banking solution that caters to various financial needs.

Nearpays offers a range of features designed to enhance your financial management experience:

1. Virtual Accounts: The app allows users to efficiently manage their virtual accounts, facilitating secure fund transfers and providing complete control over transactions.
2. Send and Receive Money: Users can quickly and securely send and receive funds to family, friends, and business associates. The app employs advanced encryption technology to ensure the safety of all transactions.
3. Spend Globally with Virtual Dollar Card: The virtual dollar card enables seamless access to international markets for online purchases, subscription payments, and managing foreign transactions.
4. USD/NGN Savings: Nearpays supports savings in both USD and NGN, offering competitive interest rates. Users can earn 2% monthly interest on their savings, fostering good financial habits.
5. USSD Payments: The in-app USSD feature allows users to receive payments effortlessly by generating a code, enabling transactions even without internet access.
6. Virtual POS: With Nearpays Virtual POS, users can accept card payments directly from their mobile devices using NFC technology, eliminating the need for additional hardware.
7. Bill Payment: The app simplifies bill payments by supporting major electricity providers such as Abuja DISCO, Benin DISCO, EKEDC, and several others.
8. Airtime and Data Purchase: Users can conveniently buy airtime and data for various mobile networks including MTN, GLO, Airtel, and 9mobile.
9. Instant Notifications: Nearpays provides real-time notifications for all transactions, helping users maintain oversight of their finances.

The security of your data is paramount. Nearpays is PCI DSS certified and utilizes top-tier encryption methods to ensure that your data and transactions remain secure.